
Advanced security for the BANCOMAT app
The BANCOMAT app is also developed according to the latest security standards. Its activation requires two personal codes, protecting the account from unauthorized access and use attempts.


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The security of your digital payments has always been our priority. BANCOMAT works every day to protect every transaction with cutting-edge technologies, certified security protocols, and a proactive, aware approach against digital threats.
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We assist members with technical, informational, and operational tools to prevent fraud in digital payments.
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The effectiveness of our security system is ensured through scientific tests and analyses, thanks to collaboration with competence centers and universities.

We manage the entire circuit chain with principles of technological sovereignty, ensuring high autonomy in management and control.

Bancomat è la moneta digitale del nostro Paese: sicura, affidabile e vicina alle esigenze quotidiane. Una scelta che supporta l’economia nazionale e guarda al futuro.
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In addition to ensuring the security of transactions, we promote user awareness through informative initiatives and educational tools dedicated to preventing risks such as phishing, identity theft, secure use of credentials, and protection of mobile devices.

We are committed to promptly sharing information on new fraud schemes and related countermeasures, providing concrete support to banks and users to strengthen prevention and mitigation of emerging threats.

The BANCOMAT chip card uses a unique cryptographic key, stored in a secure and inaccessible area of the chip, making cloning impossible.

L’autenticazione tramite PIN garantisce che solo il titolare possa utilizzare la carta. Il codice PIN è personale e va mantenuto riservato. La sicurezza del PIN è certificata dal test effettuati dal Politecnico di Torino.

The BANCOMAT app is also developed according to the latest security standards. Its activation requires two personal codes, protecting the account from unauthorized access and use attempts.
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The BANCOMAT chip card uses a unique cryptographic key stored in a secure and inaccessible area of the chip, making cloning impossible.
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BANCOMAT provides materials, guidelines, and technical updates to strengthen the antifraud activities of its Members.
To receive updated materials and content, Members can contact their designated Account Manager or open a ticket on the Trouble Ticketing platform accessible via BANCOMAT Insight.